Student Loan Calculators
| Repayment Schedule | |
| Level / Extended | This schedule allows you to repay your loan in equal monthly payments over a certain number of years. |
| Income Based | This schedule allows you to repay your loans based on a specific payment amount calculated annually using your Adjusted Gross Income (AGI) and family size. After 25 years of these payments any balance remaining may be eligible for loan forgiveness (other certain requirements must also be met). |
| Income Sensitive | For borrowers who meet income qualifications, this schedule extends repayment terms in one-year increments with a payment of the greater of interest only or your preferred payment amount. If you meet income qualifications, this plan may be renewed up to five times. |
| Graduated | This schedule begins with lower payments that gradually increase over the life of the loan. |
| Other Calculators | |
| Prepayment | Estimate how much you can save in interest by increasing your monthly payment. Your payback will be accelerated in the process. |
| Debt Calculator | Select a career from the list provided and the length of schooling required to determine the average amount of debt. |
| Budget Calculator | Calculate your total monthly expenses to show exactly where you spend your money. |
Notice: Repayment calculations are estimates only…Your actual loan payments and interest charges may vary!